Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
I'VE GOT YOU COVERED
Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Final Expense Insurance
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
ABOUT ME
Your Trusted Insurance Professional
Joyce’s various job experiences helped her gain a tremendous understanding of how to help people and today she finds her career as a Licensed Insurance Agent one of the most satisfying endeavors of her life. By helping each person make the choice of choosing their health care plan, Joyce has had the opportunity to meet people from all walks of life who continue to offer so much to society.
Each client has an important and interesting story to tell and Joyce feels it is a gift to have a career at this stage of her life that is so helpful and allows her to contribute to their understanding of living a healthier, happier life.